Valuable Items

From jewelry and fine arts to luxury furs and musical instruments—you probably have more valuables than you realize. Most homeowner policies provide very limited coverage for costly personal items, making the need for a separate policy all the more important.

At Ramsey Insurance, we recognize that homeowners often overlook such personal assets, thinking that coverage is included in their basic homeowners policy. However, in actuality the coverage under a typical homeowners policy is extremely limited—usually no more than $1,000 or $2,000 of coverage for jewelry and even less for fine arts and musical instruments.

At Ramsey Insurance we pride ourselves in offering superior scheduled coverage that offers you broader coverage such as mysterious disappearance, breakage and more; for a variety of personal assets including:

• Jewelry and engagement rings
• Silverware, china and crystal
• Antiques
• Fine Art
• Stamp and coin collections
• Musical Instruments
• Furs
• Computers
• And more…

When customizing your Personal Item Policy, we’ll take into consideration a variety of factors—helping to ensure that you get the exact degree of protection that you’re looking for. We’ll walk you through the entire insurance process; from getting your items appraised every two to three years to constantly reviewing your coverage and adjusting your insurance limits when necessary.

Here at Ramsey Insurance, our team aims to take the hassle out of securing the most effective insurance coverage for your personal possessions, so please don’t hesitate to contact us with any questions! We want you to feel confident in your coverage, and aspire to secure you a Personal Item Policy, with competitive rates, that fit your budget.

Trust the experts who have dedicated themselves to serving you and protecting your most treasured possessions. Contact us today to learn more about our dependable Personal Item Policy!